Handing Your Own Claim

The Ideal DIY Case

I believe there is an ideal case suited for clients doing it themselves. The ideal DIY case is a 1.) rear-end collision 2.) with only soft-tissue injuries and where the 3.) total medical bills are under $6,000.

Approximately 43% of all accidents in Georgia are rear-end collisions. The reason I suggest you may be able to handle your own rear-end collision claim is most rear-end collisions are admitted liability type cases. This means the driver who ran into you is going to have to admit he/she was at fault. This is critical to handling your own claim because you then only have to handle the damages aspect of your case.

Soft-tissue cases involve sprained neck or backs or pain in connective tissue. One recent study stated soft-tissue injuries account for 79-87% of all auto accident claims. It is generally thought that these types of injuries heal by themselves in 4-6 weeks.

Finally, I suggest the $6,000 limit on medical bills because generally if you go above this number, your injuries are more severe than just soft-tissue. This amount will usually cover an emergency room visit and 4-6 weeks of chiropractor care or physical therapy. Finally, this type of case is best suited for handling yourself because you have the option in Georgia of filing a lawsuit in small claims Court.